DDA

DDA (Dynamic Debtor Assessment in Factoring) identifies good potential customers on the basis of their payment behavior.

The DDA Analyses dynamically the factor “universe” in relation to payment bahavior:

• Visualization of the relations between clients and debtors.
• Classification of the debtors according to the best/worst fulfilment of the payment obligations.
• Categorisation of economy sectors, with good or bad fulfilment of the payment obligations.
• The program´s use of information, wich is directly associated with the client´s solvency, enriches the decision-making process.
• Handling BigData in benefit of your company.

Selection of the critical data with the direct conciliation with FEM-Factoring Expert Matching:

• Dynamic evaluation of the risk calculation of the debtor, aggregated risk involving client and the sector classification profitability based on the activity code.
• Calculation of the payment profile of the client/debtor, “overdue amount”, non payment ratio and the “overdue period”.

Identification Of the risk calculation of the debtor:

• Graphic visualisation of the factor “universe” divides clients and their relations with debtors into indentified communities.

It brings “Business value” about unknown areas of the factor “Universe” the debtors:

• Identification of the economic activity areas with high profitability.

 Regeneration of patterns of bahavior

Option of forecasting patterns of future behavior

Architecture and Technological Environment

• Multi-entity management.
• Mult-user support.
• Compatible with various operating systems: Windows, Linux, UNIX.
• Based on J2EE standard
• Requires the Tomcat Application Server and support for Java 14.
• Requires an Oracle database server.
• Acces via Web Internet Explorer, Mozilla Firefox or equivalent.
• Supports the capture of transfer and invoice files in various formats (including Standard 43 of the AEB or other equivalent international Standards).
• Requires FEM Module and its data inputs plus Codes of Economic Activity of clients and debtors.